Give your savings a boost with a higher interest rate
An HSBC High Rate Savings Account (HRSA) supports your vision to save and rewards you with a higher interest rate than your regular savings account.
It's an attractive, more liquid addition to diversify your portfolio. Plus, a perfect pit stop to save up prior to purchasing any of our investments.
Earn a total of 5.05% with our HRSA bonus rate
Earn extra interest on increases in your average monthly HRSA balance, starting from IDR100 million. There's no need to apply as bonus rates are automatically applied to added funds.
For full details on how interest is calculated and examples, read the terms and conditions.
What you'll get
Interest rates
| Balance | Interest rate (% pa) |
|---|---|
| < IDR5,000,000 | 0.00% |
| IDR5,000,000 - 99,999,999 | 1.00% |
| IDR100,000,000 - IDR2,000,000,000 | 2.75% |
| >IDR2,000,000,000 - IDR4,999,999,999 | 3.25% |
| ≥ IDR5,000,000,000 | 3.75% |
| Balance | < IDR5,000,000 |
|---|---|
| Interest rate (% pa) | 0.00% |
| Balance | IDR5,000,000 - 99,999,999 |
| Interest rate (% pa) | 1.00% |
| Balance | IDR100,000,000 - IDR2,000,000,000 |
| Interest rate (% pa) | 2.75% |
| Balance | >IDR2,000,000,000 - IDR4,999,999,999 |
| Interest rate (% pa) | 3.25% |
| Balance | ≥ IDR5,000,000,000 |
| Interest rate (% pa) | 3.75% |
Interest for a HSBC High Rate Savings Account is calculated daily, based on the daily balance using the daily interest rate (annual interest rate divided by 365 days). The interest charged is the accumulated interest that is calculated on a daily basis, based on the interest calculation cycle[@calculation-cycle]. Zero interest will be applied to the customer's HSBC High Rate Savings Account on the days when the customer's account balance is below IDR5,000,000.
How to earn the high interest rate
To enjoy the high interest rate you must:
- Have a minimum HSBC High Rate Savings Account balance of IDR5 million
- Not make more than 10 regular debit transactions, such as time deposit placements, payments or transfers (excluding the ones related to tax, fees or bank charges) per month from your High Rate Savings Account
- Not make more than 20 investment placements, such as mutual funds, bonds or insurance per month[@calculation-cycle] from your HSBC High Rate Savings Account
If you fail to satisfy the criteria above, you will not receive the interest for the month.
Transaction accessibility through various channels
These are the transactions which can be made through different banking channels with this account.
Who can apply?
Existing HSBC current or savings account customers who have:
- A starting deposit of IDR5,000,000
- Registered for online banking
Apply now
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