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HSBC Home Loan

Owning a home and growing your savings is possible with a home loan.

Control your finances flexibly

HSBC Home Loan provides flexibility that allows you to control your finances through interest rates, financing property purchases, transferring loans and financing to support your every step.

Enjoy privileges on your loan needs

Available for your home loan needs

New properties, loan takeovers (and top-up, if applicable).

Competitive interest rate

Fixed competitive interest rate.

Quick process

It's easy.

Enjoy more privileges

As an HSBC Premier customer.

Tips

Buying a house

Buying a house or property is one of the most exciting financial decisions that you can make. There are many different factors to consider – from getting the right loans to finding the perfect home.

It's best to start your search with a fairly clear picture of what you want: Do you want an apartment or a house? Do you need 2 or 4 bedrooms? Do you want to live near the office or your children's schools? Do you have a preference in residential areas? And the list goes on.

If you need assistance, contact trustworthy property agents to help you out.

Next:

  • Budget calculation: choosing the kind of home loan that is right for you
  • Property evaluation and legal advice
  • Finalising the purchase and settlement

Take over your home loan (and top-up, if applicable)

If you have a mortgage, we will be more than happy to assist you in transferring your current loan to an HSBC Home Loan.

Benefits include lower monthly repayments and longer loan repayment periods.

Next:

  • Fill in an HSBC Home Loan application.
  • Provide us with information on your current remaining debt from your original bank.
  • We will re-evaluate your property value and your current income.
  • The next steps follow the same process as applying for our home loan.

Home Loan application

The minimum amount you can borrow is Rp300 million. The maximum loan amount depends on the value of the collateral, Central Bank regulations and bank regulations for loan-to-value (LTV).

You can choose from a loan period of 3 to 15 years with repayments made on a monthly basis.

The period for fixed interest rate will be depends on active program by the time you submit your application. You may choose a fixed interest rate period during the application process.

Call us

To apply, please contact us.

HSBC Premier customers

1500 700

HSBC Advance customers

1500 808

Lines are open 24/7.

Frequently asked questions

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