Smart financial way, think HSBC
HSBC Personal Loan is an unsecured loan issued by PT Bank HSBC Indonesia. With HSBC Personal Loan, you can renovate or furnish your home, and pay your children's tuition locally and abroad. You can also use it to pay for your wedding or holiday, upgrade your business premises and equipment, or as funds for an emergency.
Features and benefits
- Low interest ratesStarting from 0.88% a month.
- Fixed monthly repaymentsStarting from IDR250,000 a month.
- Borrow what you needFrom IDR5 million to IDR300 million.
- Choose your tenorUp to 36 months.
Interest rates
| Loan amount | Monthly interest rate |
|---|---|
| IDR5 million to IDR50 million | 1.69% |
| More than IDR50 million | 1.49% |
| More than IDR100 million | 0.88% |
| Loan amount | IDR5 million to IDR50 million |
|---|---|
| Monthly interest rate | 1.69% |
| Loan amount | More than IDR50 million |
| Monthly interest rate | 1.49% |
| Loan amount | More than IDR100 million |
| Monthly interest rate | 0.88% |
Loan interest calculations use the annuity method (effectively) where the percentage of interest instalments will be greater at the beginning of the loan term, but the amount of the monthly instalments will remain the same until the end of the loan term.
Important information
Eligibility
To be eligible for an HSBC Personal Loan, you must:
- Be an Indonesia citizen aged 21 to 55
- Be an employee, self-employed or a professional
- Have a minimum credit card limit of IDR20 million
- Have at least 1 active credit card at another bank
Please note that the following criteria also applies, depending on your work status.
Employee
- A minimum gross monthly income of IDR6 million
- A minimum employment period of 1 year as a permanent employee
Self-employed or professional
- An HSBC savings account
- A minimum gross monthly income of IDR10 million
- A minimum employment or self-employment period of 2 years
Apply now for an HSBC Personal Loan
Online
Apply online now. Smart financial way, think HSBC.
Call us for more information
To find out more complete information regarding interest rates, monthly instalments and to apply for an HSBC Personal Loan, you may contact our contact centre.
HSBC contact centre
Lines are open 24/7.