HSBC Live+ | Cashback Card | Credit Cards

HSBC Indonesia
Credit Cards
HSBC Live+ Credit Card

Get more out of your life and money

Who says you can't have it all? With an HSBC Live+ Credit Card, you can spend on the things you need and earn cashback towards the things you want.

Apply now for HSBC Indonesia branch

Dine

Dine with a variety of appetising flavours in all restaurants in Indonesia and Asia.

Grocery

Power up on your spending with cashback on your groceries.

Fun

Binge movies and shows at home or at the cinema, and earn cashback on them too.

Shop and more

Indulge in retail therapy, all while earning cashback towards your future shopping trips. Plus, get 0.2% cashback for all other retail transactions.

The card that gets you more out of life

Dine – in Indonesia and around Asia

Enjoy your favourite food with up to IDR500,000 cashback.

Grocery – Restock your daily needs at your favourite supermarket

It's time to restock your kitchen and refrigerator at home! Complete your daily needs and save more with an up to IDR500,000 cashback.

Learn more for grocery

Shop – choose your best outfit at your favorite department store

Getting bored wearing the same outfits again and again? Shop now and get up to IDR500,000 cashback on every shopping transaction[@liveplus-shopping-cashback]!

Valid at fashion, beauty and department stores, both online and offline, except online marketplaces.

Learn more for shop

Fun – Hang out and have quality time with your loved ones

Watch exciting shows with your bestie or quality time with your family. Get cashback on subscriptions to selected online entertainment applications, including Amazon Prime Video, Apple Music, Apple TV, BeIN, Catchplay, Disney+ Hotstar, HBO Go, Iqiyi, Joox, Mola, Netflix, Spotify, Vidio, Viu, WeTV, and YouTube Premium.

Life with even more perks

A card that makes every transaction more exciting!

Instalments

0% instalments for up to 3 months, with minimum transaction of IDR500,000.
24-hour Contact Centre

Need help at any time? Call HSBC Contact Centre at 1500 808.
No minimum cashback amount

Cashback will be automatically credited to your account with no minimum cashback amount.

Cash advance facility

Withdraw cash at any ATM in accordance with the provisions of credit card cash withdrawal limits and cash withdrawal limits from ATM machines.
Best bill

Pay your monthly bills easily.

Who can apply?

To apply for an HSBC Live+ Credit Card, you must:

Be aged between 21 and 60 years
Have a credit card issued by another bank
Have a minimum annual net income of IDR54 million
Complete the required documents

Indonesian citizens

Completed application form
A copy of your national identity card (KTP)
A copy of your income proof in the form of a salary slip, SPT 1721 or 1770S, a bank statement from the last 3 months, or a written income statement
A copy of your tax identification number (NPWP)

Foreigners

Completed application form
A copy of your passport and KITAS
A copy of your income proof in the form of a salary slip, SPT 1721 or 1770S, a bank statement from the last 3 months, or a written income statement
A copy of your tax identification number (NPWP) or a signed NPWP Declaration which states that you don't have an NPWP
An NPWP Declaration is only valid for foreigners with a stay of less than 6 months and a KITAS validity period of at least 2 years

Accumulate your transactions of at least IDR2 million in one billing period and enjoy cashback with the following scheme:
Accumulated amount in one billing period	Cashback	Transaction categories
IDR2 million to IDR7 million	2%	Dining; in all restaurants, both online and offline. Groceries; in all supermarkets, both online and offline. Shopping; valid at fashion, beauty and department stores, both online and offline, except in online marketplaces. Online entertainment; including Amazon Prime Video, Apple Music, Apple TV, BeIN, Catchplay, Disney+ Hotstar, HBO Go, Iqiyi, Joox, Mola, Netflix, Spotify, Vidio, Viu, WeTV, and YouTube Premium.
Equal to or more than IDR7 million	5%	Dining; in all restaurants, both online and offline. Groceries; in all supermarkets, both online and offline. Shopping; valid at fashion, beauty and department stores, both online and offline, except in online marketplaces. Online entertainment; including Amazon Prime Video, Apple Music, Apple TV, BeIN, Catchplay, Disney+ Hotstar, HBO Go, Iqiyi, Joox, Mola, Netflix, Spotify, Vidio, Viu, WeTV, and YouTube Premium.
Equal to or more than IDR2 million	0.2%	Other categories

Accumulate your transactions of at least IDR2 million in one billing period and enjoy cashback with the following scheme:
Accumulated amount in one billing period	IDR2 million to IDR7 million
Cashback	2%
Transaction categories	Dining; in all restaurants, both online and offline. Groceries; in all supermarkets, both online and offline. Shopping; valid at fashion, beauty and department stores, both online and offline, except in online marketplaces. Online entertainment; including Amazon Prime Video, Apple Music, Apple TV, BeIN, Catchplay, Disney+ Hotstar, HBO Go, Iqiyi, Joox, Mola, Netflix, Spotify, Vidio, Viu, WeTV, and YouTube Premium.

Accumulated amount in one billing period	Equal to or more than IDR7 million
Cashback	5%
Transaction categories	Dining; in all restaurants, both online and offline. Groceries; in all supermarkets, both online and offline. Shopping; valid at fashion, beauty and department stores, both online and offline, except in online marketplaces. Online entertainment; including Amazon Prime Video, Apple Music, Apple TV, BeIN, Catchplay, Disney+ Hotstar, HBO Go, Iqiyi, Joox, Mola, Netflix, Spotify, Vidio, Viu, WeTV, and YouTube Premium.

Accumulated amount in one billing period	Equal to or more than IDR2 million
Cashback	0.2%
Transaction categories	Other categories

Credit card tariffs and charges opens in overlay

Syarat dan Ketentuan

Program ini berlaku untuk pengajuan kartu kredit oleh (1) nasabah atau calon nasabah yang belum memiliki kartu kredit HSBC (baik berupa kartu kredit utama maupun kartu kredit tambahan), (2) nasabah yang telah menutup fasilitas kartu kredit HSBC lebih dari 180 (seratus delapan puluh) hari kalender, serta (3) nasabah HSBC yang memenuhi syarat dan ketentuan sebagai pemilik Kartu Kredit HSBC Live+, dan selanjutnya disebut sebagai "Aplikan". Program ini dikeluarkan oleh PT Bank HSBC Indonesia ("HSBC") dan berlaku hingga 31 Desember 2025 dengan ketentuan sebagai berikut:

Pengajuan Kartu Kredit Utama HSBC Live+ yang disetujui

a. Aplikan berhak untuk mendapatkan *cashback* Rp750.000 (tujuh ratus lima puluh ribu Rupiah) dalam hal Aplikan memenuhi persyaratan akumulasi pembelanjaan sejumlah Rp2.500.000 (dua juta lima ratus Rupiah) dalam kurun waktu 60 (enam puluh) hari sejak tanggal cetak kartu yang tercantum dalam Surat Pengantar Pengiriman Kartu.
Ilustrasi	Tanggal cetak kartu: 15 April 2025 Batas terakhir untuk pengumpulan transaksi: 14 Juni 2025 (60 hari sejak 15 April 2025) Transaksi yang dilakukan setelah 14 Juni 2025 tidak ikut diperhitungkan sebagai bagian dari persyaratan minimum transaksi untuk mendapatkan hadiah.

Pengajuan Kartu Kredit Tambahan HSBC (Supplementary Card)

Aplikan berhak mendapatkan hadiah cashback Rp100.000 dalam hal Aplikan melakukan minimum 1 (satu) transaksi di mana saja tanpa minimum nilai transaksi dengan Kartu Kredit Tambahan HSBC terkait, paling lambat 60 (enam puluh) hari sejak tanggal cetak kartu yang tercantum dalam Surat Pengantar Pengiriman Kartu.
Ilustrasi:
1. Tanggal cetak kartu tambahan: 10 Mei 2025
2. Batas terakhir pengumpulan transaksi: 9 Juli 2025 (60 hari sejak 10 Mei 2025)
3. Nasabah melakukan minimal 1 transaksi pada kartu yang disetujui selama periode yang disebutkan di atas.
4. Transaksi yang dilakukan setelah 9 Juli 2025 tidak akan diperhitungkan sebagai pemenuhan transaksi untuk mendapatkan hadiah
Dalam 1 (satu) kartu kredit utama, maksimal 3 (tiga) kartu kredit tambahan yang akan mendapatkan hadiah masing-masing cashback Rp100.000.
Setiap kartu kredit tambahan yang disetujui akan mendapatkan gratis iuran tahunan selama 1 (satu) tahun.

Ketentuan Umum

Transaksi yang diperhitungkan untuk mencapai persyaratan minimum tidak meliputi transaksi cash advance, pembayaran tagihan (best bill) dan cicilan.
Cashback akan dikreditkan ke kartu kredit HSBC Nasabah selambat-lambatnya 2 (dua) bulan setelah periode program berakhir (tidak termasuk transaksi yang dibatalkan), dengan kondisi kartu kredit berstatus aktif dan tidak memiliki tunggakan pembayaran.
Program ini tidak berlaku untuk karyawan PT Bank HSBC Indonesia.
HSBC berhak mengubah Syarat dan Ketentuan ini dengan pemberitahuan terlebih dahulu kepada pemegang kartu.
Gratis biaya tahunan sesuai dengan tipe kartu kredit HSBC dan memenuhi persyaratan yang berlaku.

Tipe kartu kredit: HSBC Live+
Program free annual fee	Syarat dan ketentuan
Gratis tahun pertama	Untuk nasabah baru
Gratis untuk tahun berikutnya	Tergabung dalam Million Points Club (memiliki minimal 1 juta HSBC Poin Rewards) pada bulan iuran tahunan ditagihkan
Gratis setiap tahun	Memenuhi persyaratan berikut

Tipe kartu kredit: HSBC Live+
Program free annual fee	Gratis tahun pertama
Syarat dan ketentuan	Untuk nasabah baru

Program free annual fee	Gratis untuk tahun berikutnya
Syarat dan ketentuan	Tergabung dalam Million Points Club (memiliki minimal 1 juta HSBC Poin Rewards) pada bulan iuran tahunan ditagihkan

Program free annual fee	Gratis setiap tahun
Syarat dan ketentuan	Memenuhi persyaratan berikut

Apply now

Visit any HSBC Indonesia branch or HSBC booth at Plaza Indonesia, Central Park, or other favourite locations.

Get up to 30% welcome gift cashback worth IDR750,000 for approved cards^{[@liveplus-welcome-gift]}.

Find a branch for HSBC Advance account

HSBC Live+ Credit Card

Get more out of your life and money

Welcome gift

Get up to IDR500,000 cashback and more on what you love

Dine

Grocery

Fun

Shop and more

The card that gets you more out of life

Dine – in Indonesia and around Asia

Grocery – Restock your daily needs at your favourite supermarket

Shop – choose your best outfit at your favorite department store

Fun – Hang out and have quality time with your loved ones

Life with even more perks

Who can apply?

Required documents

Terms and conditions

Enjoy Live+ cashback with these benefits

Useful information

Welcome gift terms and conditions

Apply now

What you need to know

HSBC credit card rates and fees

HSBC Visa Signature

Rewards Points with HSBC credit cards

Notes