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HSBC Flexi Credit

Realise all your dreams with financial flexibility at your fingertips.

About HSBC Flexi Credit

HSBC Flexi Credit is an unsecured loan with fixed credit limit that can be used with a card anytime.

Special features of HSBC Flexi Credit Card

Apply once

And you can withdraw funds up to your limit multiple times.

Just one card

With it, you can withdraw cash anywhere and anytime with no withdrawal fees (via 24-hour ATM and HSBC Contact Centre access).

Flexible payments

With fixed instalments.

Realise your dreams with HSBC Flexi Credit

Home renovation and new phase of life

HSBC Flexi Credit Card can help you build your dream home. With it, you can also create special moments in a new stage of life easily.

Continuing education

Achieve the dream of quality higher education for your children with the help of an HSBC Flexi Credit Card. Realise your desire to learn and develop yourself whenever you want.

Hobbies and travel

Fund your hobbies or go on your dream vacation with an HSBC Flexi Credit Card.

Emergency assistance

We're ready to help you in unexpected situations when you need cash from an HSBC Flexi Credit Card.

Other benefits

  • Practical financial management solution
    That allows you to set your own withdrawal limit.
  • Get a limit of up to
    IDR125 million.
  • Free of charge
    No annual fee forever.
  • Low interest rates
    With instalments starting at 0.88% a month.

More information on Flexi Credit

Apply now

Apply for HSBC Flexi Credit now.

Frequently asked questions

Can I use my HSBC Flexi Credit Card as a payment method? 

What's the daily interest rate of HSBC Flexi Credit?  

How is the interest and principal calculated for the HSBC Flexi Credit facility? 

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The interest calculation period for HSBC Flexi Credit loans starts from the date you withdraw cash until the date you pay the transaction.